Mortgage Blog
Getting you the mortgage you deserve
Where are the Rates Now compared to Last Year?
January 13, 2020 | Posted by: Ask Ana Cruz
Look where we started and look where we ended up. 2019 brought by many changes and un-certainty with the federal election, the many rate waves, the First-Time Home Buyer Incentive (FTHBI) pro ...
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Should I take a fixed rate or variable rate?
December 15, 2019 | Posted by: Ask Ana Cruz
Today, we are going to focus on fixed vs. variable as that seems to be most asked question recently. When we see variable rates at prime minus 1% , as of today (December 2019) that’s 3.95%-1 ...
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Is consolidating your debt into your mortgage a good idea?
November 29, 2019 | Posted by: Ask Ana Cruz
If you are struggling with multiple loans, credit card and other debt, you may have thought about debt consolidation or debt restructuring. You’ve probably thought “is this a good ...
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The 10 Mortgage Closing Rules
November 22, 2019 | Posted by: Ask Ana Cruz
Buying a new home can be a very exciting time in your life. It can also be a time where a lot happens in a short amount of time and so it’s important not to forget the 10 Mortgage Closing ...
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Self-Employed and Looking for a Mortgage?
November 8, 2019 | Posted by: Ana Cruz
Are you self-employed? Do you worry about qualifying for your mortgage or any other type of financing? If so, you are not alone. In 2018, there were 2.9 million Canadians who reported being s ...
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3 Reasons Employees Leave
March 10, 2019 | Posted by: Ask Ana Cruz
This week, we feature our guest blog from Agnes Watkison, president of AMC Services Agnes is a successful entrepreneur with multiple business’ in the Construction and Real Estate industry. Her ...
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Understanding Life Insurance
February 18, 2019 | Posted by: Ask Ana Cruz
Understanding the value of Life Insurance vs. Creditor Mortgage Insurance The goal of this article is to understand the value of what life insurance can provide for one’s family if someone unex ...
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5 Mistakes to Avoid When Buying Your First House
January 23, 2019 | Posted by: Ana Cruz
Buying a first home is a big step, both financially and personally. In the long run, home ownership can lead to many other investment and and financial opportunities. Of course, owning a home also g ...
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Life lessons from dessert
January 16, 2019 | Posted by: Ask Ana Cruz
Guest Article from Suzanne Longsteet Suzanne is Clarity Coach & NLP Trainer & NLP Master Coach I must confess that I really enjoy watching the Great British Bake Off with Mary Be ...
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Buying Your First Home: When Are You REALLY Ready?
January 9, 2019 | Posted by: Ana Cruz
Purchasing your first home is the dream of a lifetime and a massive investment toward your future. The process is full of hopes and aspirations but is also a huge commitment to take on. For those who ...
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