Mortgage Blog
Getting you the mortgage you deserve
2022 Federal Budget Review
April 20, 2022 | Posted by: Ask Ana Cruz
The 2022 Federal Budget was released on April 7, 2022 and here is a recap of the changes that may affect you, below is a short review of some (not all) of the proposed changes First-Time Home Bu ...
read moreVariable Vs Fixed
March 7, 2022 | Posted by: Ask Ana Cruz
A question we are asked almost daily is 'Should I go variable or fixed?' and so to help you better understand the differnce we have outlined them below. Please read below and let us know if you have a ...
read moreHow are rate set?
February 3, 2022 | Posted by: Ask Ana Cruz
Recently there has been more talk about variable rate the usual and that’s in part thanks to inflation being at the highest its ben in 30 years, our possible exit to this pandemic and the uncert ...
read moreHow to use your RRSP's to increase your buying power
January 19, 2022 | Posted by: Ask Ana Cruz
RRSP’s the often forgotten or overlooked giant that can help you make your home buying plan a reality. Who this article is intended for; those that are looking to purchase their first hom ...
read moreMortgage Journey in 7 Steps
November 3, 2021 | Posted by: Ask Ana Cruz
Step 1 - Your Credit Score Whether you qualify for a mortgage through a bank, credit union or other financial institution, you should be aiming for a credit score of 680 for a ...
read moreIs refinancing right for me?
May 20, 2021 | Posted by: Ask Ana Cruz
To continue with our discussion last week about your options at mortgage renewal time….today we are going to refinancing. You have two options, you can either Refinancing at any ...
read moreWhat are my options at renewal?
May 12, 2021 | Posted by: Ask Ana Cruz
Our last video about Refinance and Referral has led to many questions and calls, so today I want to break it down a little further for you. First if you have not watched the Renewal or Refinance vide ...
read moreRenewal or Refinance?
May 4, 2021 | Posted by: Ask Ana Cruz
With so many mortgage terms floating around there are often two simple terms that often confuse many clients- Renewal and Refinancing Today we are going to focus on what is the difference between t ...
read moreOne Way To Pay Your Mortgage Off Faster
April 28, 2021 | Posted by: Ask Ana Cruz
Let’s talk about one way you can pay your mortgage off faster. Mortgage Amortizations can seem like a life long goal to pay off. The struggle is real but today we're going to talk about how you ...
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